A Financial Roadmap for Young Men

If you want a wife and family, read this

Your enemies don’t want you to believe this is possible, but it is.

From age 16-19: learn self-control and delayed gratification

- Earn $5-10k a year and save almost all of it

- Work in sales to develop confidence

- Lift weights 2+ times a week

- Don’t focus on girls much: focus on getting respect from other guys and then respect from girls will come anyway

- Have $20k saved by age 20 then INVEST this

From age 20-24: find a woman to marry by age 25

- $40k average wage

- $1556 average rent studio apartment — this is nearly 50% of your gross income so FAR too much: either split this with a bro or ideally live at home

- $300 groceries monthly

- Save and invest $4k per year MINIMUM (you should be able to do far more)

From age 25-34: getting married and growing your family

- $55k average wage

- Buy her a really nice engagement ring but don't spend much on your wedding

- $1809 average rent for 2-bed apartment — 40% of your gross salary isn't terrible but get it to 30% if possible

- $600 groceries for 2 (breastmilk is free)

- Keep the total annual cost of your car below 10% of your gross income (cars will keep you poor)

- Save and invest 10% of your income ($4-5k per year)

💰💰💰Due to compound interest, you should now have around 130k saved by age 35. So you have the money for a downpayment, but you might choose to continue renting and investing instead.💰💰💰

From age 35-44: continue growing your family

- $65k average wage

- $2214 average rent for 3 bed apartment (fine to have 2-3 kids per room)

- Remember: 40% of your gross income on housing is doable, but get it to 30% if you can

- $1200 groceries monthly

- Car payments stay at 10% of gross income max

3 key points:

1. A man without a plan is not a man

2. Wealth is what you DON’T spend

3. Feminism and materialism both have to die together